Some ideas to future-proof your family finances

23 May

If there’s anything people learned from the recessions and global crises of recent past, it’s that no one is immune to economic upheavals.   Even middle to upper-class families are at the mercy of their finances when misfortune strikes. This...[Read More]

How helping others can also benefit you

23 May

It’s common knowledge that showing kindness or compassion is good. However, are you aware that being helpful also benefits your mental health?   In this post, we’ll examine some key advantages of showing kindness to others.   1. It improves...[Read More]

Oliver’s insights – The next move in the RBA cash rate likely remains down later this year

23 May

Key points – While the near-term risks for the RBA cash rate are probably on the upside, the most likely scenario is that the RBA holds rates ahead of rate cuts starting later this year. – The March quarter US and Australian inflation scare is...[Read More]

Investment markets and key developments – Weekly market update 17/5/2024

23 May

Better news on inflation and signs of a “good” moderation in US economic growth (rather than signs of a sharp slowdown) led to a repricing for slightly earlier Fed rate cuts, a fall in US bond yields, a lower US dollar (and a slightly higher...[Read More]

Top 10 Essentials for Lifelong Health and Wellness

16 May

Creating a sustainable approach to health and well-being involves habits and practices that enhance physical, mental, and emotional health over the long term.    Here’s a top 10 list to help maintain ongoing health and well-being:   Balanced...[Read More]

Renovations to add value when flipping houses

16 May

If you’re investing in real estate for resale, you need to know what types of renovations to prioritise. This can help your property create some buzz in the market, with a price you can easily justify to serious buyers.   Struggling with what...[Read More]

Oliver’s Insights – The economic impact of the 2024 Federal Budget

16 May

The 2024-25 Budget – another surplus, but bigger medium term deficits with more big spending, including on a “Future Made in Australia”   Key points   – The budget this year is expected to show a surplus of $9.3bn thanks to a...[Read More]

Investment markets and key developments – Weekly market update 10/05/24

16 May

Global shares mostly rose again over the last week, helped by ongoing confidence that major central banks are on track to cut rates this year and strong US earnings results. For the week US shares rose 1.9%, Eurozone shares rose 3.1% making a new...[Read More]

Aussies’ armchair guide to federal budget gobbledygook

15 May

AN ARMCHAIR GUIDE TO BUDGET24 TERMINOLOGY:   * FEDERAL BUDGET: A plan for collecting, spending and borrowing, with income from taxes and investments mostly spent on social security and welfare, health, education, defence and paying interest on...[Read More]

Harmonising Life: Ten Tips for Achieving Mindful Work-Life Balance

9 May

Work-life balance is a highly personal and continuously evolving quest. It’s about managing your professional and personal lives in a way that minimizes stress and maximises well-being.    This balance isn’t one-size-fits-all; what works for...[Read More]

Top international destinations for retirees to visit

9 May

If you’re an Australian or British retiree, retirement is the perfect time to travel the world and explore the places you’ve always wanted to see. Travelling may lead to much more than just a relaxing vacation, too. Seeing the world in your 50s,...[Read More]

Oliver’s insights Seasonal patterns in shares – should we “sell in May and go away”?

9 May

Key points – Seasonal patterns in shares gave rise to the saying “sell in May and go away, buy again on St Leger’s Day.” – However, seasonal patterns can’t always be relied on so while investors should be aware of them, betting on them...[Read More]

Investment markets and key developments – Weekly market update 3/5/24

9 May

Global shares mostly rose over the last week. While US shares had a volatile week they were buoyed by good earnings results and rose sharply on Friday in response to news of cooler jobs and wages growth in April which allays fears of overheating....[Read More]

Choosing a New Home: Top 10 Considerations for Selecting the Right Retirement Community

2 May

Finding the right retirement home is a significant decision that marks a new chapter in life. While it might evoke mixed emotions, recognising the need for more tailored care and support can also be a positive step towards enjoying a fulfilling and...[Read More]

Strategies for conflict resolution and motivation in the workplace and beyond

2 May

In today’s fast-paced digital world, the art of communication often gets diluted in a sea of emails, text messages, and online postings.    While these methods provide convenience and efficiency, they can sometimes lack the personal touch and...[Read More]